How Much Does Income Protection Cost?

Income protection insurance starts from just 33p per day*. Compare quotes from leading UK insurers to see exactly what cover will cost for your circumstances.

Quick & Easy

No Obligation

Expert Brokers

SSL Encrypted

Quick & Easy

No Obligation

Expert Brokers

Step 1 of 8 13%

Income Protection provides cover if you can't work due to accident or illness. It does not cover redundancy or unemployment.

Let's check your eligibility first*

You need to work 16 or more hours per week to qualify for Income Protection

Yes, I work 16+ hours per week

No, I work less than 16 hours

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

33p

Per Day*

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

What Affects the Cost of Income Protection?

Understanding the factors that shape your premium.

Age & Health

Younger and healthier applicants pay lower premiums. Smokers and those with medical conditions typically pay more reflecting the higher claim risk.

Occupation

Your job affects your premium. Office-based roles are usually cheapest, while manual work and high-risk occupations attract higher rates.

Cover Level & Deferment

Higher benefit amounts, shorter deferment periods, and longer payout durations all increase premiums. Balancing these factors helps find a price that works.